Should You Purchase Insurance to Cover Your Move?

Moving is not easy, and there is no shortage of considerations that go into a successful project. One of the most important is whether you need extra insurance to protect your property. Local moving companies in St. Louis, MO, usually have their own coverage, but it is not always easy to make claims through your movers — and they may not value your belongings accurately. Follow these key tips to decide whether additional insurance is the best option for your move:

 

Put Safety First — Even the best company and most diligent preparation cannot account for every jostled box and hoisted piece of furniture. Accidents are an unfortunate reality of any move, and that is important to keep in mind when considering your satisfaction with existing coverage.

 

Communicate with Your Company — A reputable mover should not have any issues with questions about their insurance. Check your contract for things like estimated value and ask about the maximum payout of the company’s policy. Keep in mind that not every dollar they list is guaranteed due to taxes and other regulation.

 

Understand the Claims Process — If something does go wrong during the move, you will need to submit a claim. Ask your company how they handle this process in advance, and keep an eye out for reviews that mention complaints or outstanding service in this area.

 

Do you need extra insurance when working with local moving companies in St. Louis, MO? Find out the right choice to effectively protect your property.